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Obamacare question
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Swift



Joined: 22 Nov 2006
Posts: 3223
Obamacare question

whats this I'm hearing about I have to get insurance or I'll be fined $200 dollars?

Anyone know anything about this?

I wouldn't even know where to begin in terms of what kind of coverage I need, where I can get the best deal etc because I've never had it before.

Post Tue Dec 03, 2013 12:17 am 
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Lightbringer-



Joined: 01 Dec 2005
Posts: 3790

I thought u were a millionaire or something. You should not need obamacare!
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Post Tue Dec 03, 2013 1:13 am 
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smurf_king



Joined: 07 Mar 2009
Posts: 4366

swift asking retarded questions...


first goes asking whats a netbook worth... like wtf, everyone knows that, or at least everyone that uses a computer daily does.
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Post Tue Dec 03, 2013 1:40 am 
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hassan-i-sabbah



Joined: 10 Nov 2006
Posts: 27424

http://en.wikipedia.org/wiki/Provisions_of_the_Patient_Protection_and_Affordable_Care_Act#Effective_January_1.2C_2014


quote:
Under the individual mandate provision (sometimes called a "shared responsibility requirement" or "mandatory minimum coverage requirement"[74]), individuals who are not covered by an acceptable health insurance policy will be charged an annual tax penalty of $95, or up to 1% of income over the filing minimum,[75] whichever is greater; this will rise to a minimum of $695 ($2,085 for families),[76] or 2.5% of income over the filing minimum,[75] by 2016.[77][78] The penalty is prorated, meaning that if a person or family have coverage for part of the year they won't be liable if they lack coverage for less than a three-month period during the year.[79] Exemptions are permitted for religious reasons, members of health care sharing ministries, or for those for whom the least expensive policy would exceed 8% of their income.[80] Also exempted are US citizens who qualify as residents of a foreign country under the IRS foreign earned income exclusion rule.[81] In 2010, the Commissioner speculated that insurance providers would supply a form confirming essential coverage to both individuals and the IRS; individuals would attach this form to their Federal tax return. Those who aren't covered will be assessed the penalty on their Federal tax return. In the wording of the law, a taxpayer who fails to pay the penalty "shall not be subject to any criminal prosecution or penalty" and cannot have liens or levies placed on their property, but the IRS will be able to withhold future tax refunds from them.[82]


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quote:
Originally posted by turtleman
A normal person wouldn't say that in real life because it's ridiculous and insulting. Yet here you are spouting the most hateful garbage that your demons can muster out of your darkened soul. All because of the internet.

Post Tue Dec 03, 2013 6:55 am 
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SoCzNedoK



Joined: 03 Jul 2005
Posts: 2332
Location: Rock Hill, SC

just go to https://www.healthcare.gov/ or your state might have its own health insurance marketplace. if you aren't eligible for coverage through your job you can get insurance from the 'marketplace' if not you have to get it through your employer. depending on how much you make you could be eligible for a subsidy, or if you don't make much at all you might be eligible to participate in your states medicaid program, which have been expanded in certain states.

Post Tue Dec 03, 2013 10:43 am 
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Lightbringer-



Joined: 01 Dec 2005
Posts: 3790

Hassan what I meant is that this obamacare was made especially to cater for the people who cannot afford medical insurance (I might be wrong)

If you have money or stuff like this, you should have had your insurance even before obamacare came into operation.

If you did not care back then, why should you care now. Just go get one! I mean millionaires don't go around shopping for best deals or worrying about $200 fine.

My medical insurance cost more than $200. Haha!
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Post Tue Dec 03, 2013 10:59 am 
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Swift



Joined: 22 Nov 2006
Posts: 3223

good info, thanks gn/nedok

Post Tue Dec 03, 2013 11:03 am 
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hassan-i-sabbah



Joined: 10 Nov 2006
Posts: 27424

quote:
Originally posted by Lightbringer-
Hassan what I meant is that this obamacare was made especially to cater for the people who cannot afford medical insurance (I might be wrong)

If you have money or stuff like this, you should have had your insurance even before obamacare came into operation.

If you did not care back then, why should you care now. Just go get one! I mean millionaires don't go around shopping for best deals or worrying about $200 fine.

My medical insurance cost more than $200. Haha!


huh? i didnt even read your post, i was just answering the op's question
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quote:
Originally posted by turtleman
A normal person wouldn't say that in real life because it's ridiculous and insulting. Yet here you are spouting the most hateful garbage that your demons can muster out of your darkened soul. All because of the internet.

Post Tue Dec 03, 2013 11:48 am 
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SoCzNedoK



Joined: 03 Jul 2005
Posts: 2332
Location: Rock Hill, SC

quote:
Originally posted by Lightbringer-
Hassan what I meant is that this obamacare was made especially to cater for the people who cannot afford medical insurance (I might be wrong)



that's that makes, but not the reality. in some states where the medicaid expansion is good there is opportunity for people to get coverage who couldn't afford it before, but if you go above that poverty line the insurance still costs a substantial amount for a lot of people, though they have done away with pre-existing conditions and stuff so it is a step in the right direction but its by no means 'affordable'

Post Tue Dec 03, 2013 11:59 am 
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hassan-i-sabbah



Joined: 10 Nov 2006
Posts: 27424

its great because it mandates people buy private insurance on the market but at the same time provides no mechanism to bring down prices in the market aside from increasing the risk pool to include more and healthier people, which doesn't really make much of a difference when private insurance companies are still allowed to exist and can just pass the cost of their CEO bonuses onto patients

the best part is all the bad parts of the law will be blamed on socialism and the solution will be to roll back obamacare and privatize medicare and medicaid lol
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quote:
Originally posted by turtleman
A normal person wouldn't say that in real life because it's ridiculous and insulting. Yet here you are spouting the most hateful garbage that your demons can muster out of your darkened soul. All because of the internet.

Post Tue Dec 03, 2013 12:09 pm 
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Swift



Joined: 22 Nov 2006
Posts: 3223

I don't even know where to begin for looking for a good deal, or what avenue I would be able to get the best deal through - as an individual, or through a single member llc, or my state job.

This is all new to me, and I am too dumb and uninformed to even know what questions to ask and what things to consider.

Post Tue Dec 03, 2013 12:53 pm 
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hassan-i-sabbah



Joined: 10 Nov 2006
Posts: 27424

quote:
Originally posted by Swift
I don't even know where to begin for looking for a good deal, or what avenue I would be able to get the best deal through - as an individual, or through a single member llc, or my state job.

This is all new to me, and I am too dumb and uninformed to even know what questions to ask and what things to consider.


do you get insurance through your employer?

if not go to healthcare.gov probably. if so, you literally don't have to worry or think about most of this as long as your job gives you insurance
_________________
quote:
Originally posted by turtleman
A normal person wouldn't say that in real life because it's ridiculous and insulting. Yet here you are spouting the most hateful garbage that your demons can muster out of your darkened soul. All because of the internet.

Post Tue Dec 03, 2013 12:54 pm 
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Swift



Joined: 22 Nov 2006
Posts: 3223

No, I don't work enough hours to get insurance. Maybe I should call and see if they have a part time, co pay deal available.

Post Tue Dec 03, 2013 12:56 pm 
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SoCzNedoK



Joined: 03 Jul 2005
Posts: 2332
Location: Rock Hill, SC

just go to healcare.gov, input your work info and it will tell you how much your insurance would be. if you think you can get a better deal with your employer (you probably wont if you are less than 30 hour a week employee) you can compare with them, but you will probably get a substantial subsidy from the healthcare.gov thing.

this whole thing is so fucked though im glad I get decent insurance from my employer (which is still way overpriced imo)

Post Tue Dec 03, 2013 10:11 pm 
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Sypher



Joined: 18 Sep 2000
Posts: 5698
Location: Detroit, MI

gl with healthcare.gov

I have been trying to sign up for weeks. It says my profile is incomplete and I need to verify my identity. Under my profile it says my Identiy has been verified.

Trash website. Trash legislation. Kill insurance ceos.
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Post Wed Dec 04, 2013 12:09 am 
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Fast Luck



Joined: 11 Oct 2001
Posts: 22805
Location: Penis

haha. retards made that website
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quote:
Originally posted by Fast Luck
hassan-i-asher: majorin in takin pictures
dreamin bout wayne from catalina wine mixers
listen little friend stay outta the deep end
cuz you're less street than vampire weekend

Post Wed Dec 04, 2013 6:51 am 
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SoCzNedoK



Joined: 03 Jul 2005
Posts: 2332
Location: Rock Hill, SC

website worked for me my wife went on to compare prices, my company's insurance was a better deal

Post Wed Dec 04, 2013 8:46 am 
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TheDRAX



Joined: 28 Feb 2008
Posts: 1906
Location: Dallas, Texas

quote:
Originally posted by SoCzNedoK
website worked for me my wife went on to compare prices, my company's insurance was a better deal

You got married again?

Post Thu Dec 05, 2013 7:38 am 
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hassan-i-sabbah



Joined: 10 Nov 2006
Posts: 27424

you'd probably have to have really shitty company healthcare for individual coverage on the marketplace to be a better deal even if you qualify for a subsidy
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quote:
Originally posted by turtleman
A normal person wouldn't say that in real life because it's ridiculous and insulting. Yet here you are spouting the most hateful garbage that your demons can muster out of your darkened soul. All because of the internet.

Post Thu Dec 05, 2013 8:00 am 
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SoCzNedoK



Joined: 03 Jul 2005
Posts: 2332
Location: Rock Hill, SC

quote:
Originally posted by TheDRAX
quote:
Originally posted by SoCzNedoK
website worked for me my wife went on to compare prices, my company's insurance was a better deal

You got married again?


no i've only been married once? i have a kid through my ex girlfriend though

Post Thu Dec 05, 2013 11:29 am 
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TheDRAX



Joined: 28 Feb 2008
Posts: 1906
Location: Dallas, Texas

Oh ok I thought you were married to that girl (I forget what the forums called her). Anyway - congrats.

Post Thu Dec 05, 2013 3:08 pm 
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foonat



Joined: 09 Mar 2003
Posts: 7716

i remember that person - pretty sure she posted about 10x more than nedok
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quote:
Originally posted by smurf_king

i rather be a pedophile than a homo

Post Thu Dec 05, 2013 4:43 pm 
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Swift



Joined: 22 Nov 2006
Posts: 3223

NotATroll

Post Thu Dec 05, 2013 5:52 pm 
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Sypher



Joined: 18 Sep 2000
Posts: 5698
Location: Detroit, MI

quote:
Originally posted by hassan-i-sabbah
you'd probably have to have really shitty company healthcare for individual coverage on the marketplace to be a better deal even if you qualify for a subsidy


Yeah, the subsidies are shit. It looks like as an individual, I will be paying out 200-250/mo(after subsidies) for plans that have a 3k-5k deductible.

'murica
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Post Thu Dec 05, 2013 7:53 pm 
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SoCxEcLiPzE



Joined: 25 Feb 2006
Posts: 1376

quote:
Originally posted by hassan-i-sabbah
its great because it mandates people buy private insurance on the market but at the same time provides no mechanism to bring down prices in the market aside from increasing the risk pool to include more and healthier people, which doesn't really make much of a difference when private insurance companies are still allowed to exist and can just pass the cost of their CEO bonuses onto patients

the best part is all the bad parts of the law will be blamed on socialism and the solution will be to roll back obamacare and privatize medicare and medicaid lol


you hit the nail on the head. this plan was stupid because it is still attempting to make a for-profit healthcare model work. It doesn't even deal with the problem of rationing.

Long story short... the ACA blows... BUT it is probably a small step in the right direction... I guess.
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Post Fri Dec 06, 2013 12:25 am 
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stoned@chayliss



Joined: 21 Aug 2003
Posts: 2427
Location: Indiana USA

wouldnt this have been really cool?

650mill website.

launch day, really no one can log in.

they patched healthcare.gov. like 2 months later.

now most people can log on. unfortunaly the payment system and other end game content has not been built. thats a future patch.

insurance companys report receiving worhtless data, incomplete if useable at all. people who percived that they sucessfully completed the process online yet do not receive any additional information and are informed once they seek more information that they are responsible for the phone tag etc.. to verify on thier own that they are covered.

thats a pain in the ass brother!

obama shoulda dun teh tru G nigguh n maid it rein!

for the same money spent on a website ...

every single citizen could have received a check for one million

to be spent on whatever in the hell they wanted to do with one million dollars.

oh and also another one million dollar check to be spent on health care related costs

dat b 2 fun n ez tho rite?
[/i][/u]
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quote:
Originally posted by KingHillBilly
I respect players like Chayliss
quote:
Originally posted by Fast Luck
Top quality trolling Chayliss. Hat tip to you
quote:
Originally posted by Sparkz102
also in this post - special shout out to my boy chay

Post Sat Dec 07, 2013 6:20 am 
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Fast Luck



Joined: 11 Oct 2001
Posts: 22805
Location: Penis

lmao chayliss, everyone american could've received $2 for that cost, not $2,000,000. wtf
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i zero bagged your mother

quote:
Originally posted by Fast Luck
hassan-i-asher: majorin in takin pictures
dreamin bout wayne from catalina wine mixers
listen little friend stay outta the deep end
cuz you're less street than vampire weekend

Post Sat Dec 07, 2013 9:02 am 
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hassan-i-sabbah



Joined: 10 Nov 2006
Posts: 27424

quote:
Originally posted by stoned@chayliss
for the same money spent on a website ...

every single citizen could have received a check for one million


roflmfao
_________________
quote:
Originally posted by turtleman
A normal person wouldn't say that in real life because it's ridiculous and insulting. Yet here you are spouting the most hateful garbage that your demons can muster out of your darkened soul. All because of the internet.

Post Sat Dec 07, 2013 9:42 am 
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hassan-i-sabbah



Joined: 10 Nov 2006
Posts: 27424

you heard it here first folks. healthcare.gov literally cost $300,000,000,000,000. i thought it was impossible to spend more than the entire GDP on a website too, but it looks like obongo found a way
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quote:
Originally posted by turtleman
A normal person wouldn't say that in real life because it's ridiculous and insulting. Yet here you are spouting the most hateful garbage that your demons can muster out of your darkened soul. All because of the internet.

Post Sat Dec 07, 2013 9:44 am 
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foonat



Joined: 09 Mar 2003
Posts: 7716

i'm surprised chayliss's brain is capable of breathing
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quote:
Originally posted by smurf_king

i rather be a pedophile than a homo

Post Sat Dec 07, 2013 10:19 am 
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